Landlord Insurance In New Mexico For Rental Homes

Coverage Built For Rentals

Landlord insurance in New Mexico is designed for homes you rent to others, whether it is a single-family near Marland Boulevard or a duplex outside Hobbs city limits. Anchondo’s Insurance helps owners choose the right form for tenant-occupied dwellings so claims are handled correctly and rental income stays on track. Seguro para propietarios con apoyo bilingüe para revisar requisitos del contrato de arrendamiento.

What A Landlord Policy Includes

Your dwelling is insured for covered hazards like fire, theft, wind, and hail. Liability helps with injuries or property damage claims connected to the premises. Loss of rent can reimburse missed income while a covered claim makes the home uninhabitable. You can add limited landlord’s furnishings for appliances or basic furniture, and we will set deductibles and settlement types that match your budget and risk tolerance.

Protecting Single Homes And Portfolios

From one rental to several addresses, we compare carriers that welcome investment properties and older homes. We recommend liability limits that reflect your asset level and can discuss umbrella options when appropriate. If tenants need their own policies, our team can help them secure proof quickly so move-ins are not delayed.

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Landlord Insurance Q & A

  • Can you keep a homeowners policy on a rental

    no, owner-occupied coverage does not fit tenant-occupied risks and claims can be denied

  • Does the policy cover tenant damage

    accidental damage from a covered peril may be included, but intentional damage and wear are excluded.

  • Is loss of rent included

    many landlord policies include it or offer it as an option, and we will set a limit that fits your monthly rent. 

  • Are short-term rentals covered

    some situations need special endorsements or different policies, and we will guide you.

Protecting Single Homes And Portfolios

Ask tenants to carry renters insurance so their belongings and liability are covered.

Landlord Insurance Q & A

If you converted your residence to a rental, compare homeowners insurance requirements before the change in occupancy.

Coverage Built For Rentals

For quotes on multiple properties, contact us and we will organize options by address and coverage.