Mobile Home Insurance In New Mexico With Anchondo’s Insurance

Coverage For Manufactured And Mobile Homes

Mobile home insurance in New Mexico works best when it fits the way you live. Anchondo’s Insurance helps owners in Hobbs, Lovington, Jal, Eunice, and Carlsbad choose protection for single-wide, double-wide, and modular homes on private land or in a park. Seguro para casas móviles en NM con atención en español para explicar coberturas, deducibles y requisitos del parque.

What Mobile Home Insurance Covers

A mobile home policy can insure the structure against fire, wind, hail, theft, and other listed perils. It can include personal property for furniture and electronics, personal liability for injuries at your residence, additional structures like porches or sheds, and loss of use to help with temporary housing after a covered loss. Many policies start with actual cash value, and replacement cost options may be available for the home and contents. Ask our team to review tie-down details, park rules, and any wind or roof requirements that affect eligibility and price.

Specialized Options For Older Units

Some insurers limit older manufactured homes or homes not on a permanent foundation. We work with markets comfortable insuring vintage models, homes outside city limits, and seasonal or part-time residences. If you rent the home to others, we will guide you to the right dwelling policy. Bilingual support makes it easier to compare settlements, endorsements for water backup, and personal liability limits that match your situation.

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Mobile Home Q & A

  • Is mobile home insurance required

    lenders and many parks require it, and it is a smart choice even when the home is paid off.

  • Can older units be covered

    yes, we have carriers that insure older models with clear underwriting guidelines. 

  • Are floods or earthquakes covered

    flood is not included and earthquake is usually optional, and we will help you explore those choices.

  • Can you bundle to save

    many households lower costs by pairing their home policy with a car policy.

Mobile Home Q & A

You can bundle with auto insurance to look for a better overall rate at renewal.

Specialized Options For Older Units

Owners who move out and rent the property should compare landlord insurance for tenant-occupied risks.

Coverage For Manufactured And Mobile Homes

If you also own a traditional house, review our homeowners insurance for site-built homes in New Mexico.